Privacy Policy

Last Updated: December 6, 2024

Introduction

This Privacy Policy explains how z3media, LLC dba Poor Man’s Guide (“we,” “our,” or “us”) collects, uses, and protects your information when you use our website and services.

Information We Collect

We collect information that you provide directly to us, including:

  • Contact information (name, email address, phone number, mailing address)
  • Account credentials
  • Payment information
  • Communications with us
  • Survey responses and feedback

We automatically collect certain information when you use our services:

  • Device information (IP address, browser type, operating system)
  • Usage data (pages visited, time spent, clicks)
  • Location data (based on IP address)
  • Cookies and similar tracking technologies

How We Use Your Information

We use your information to:

  • Provide and improve our services
  • Process your transactions
  • Communicate with you
  • Personalize your experience
  • Analyze usage patterns
  • Protect against fraud and abuse
  • Comply with legal obligations

Information Sharing

We may share your information with:

  • Service providers who assist in our operations
  • Business partners with your consent
  • Legal authorities when required by law
  • Successor entities in the event of a business transfer

We do not sell your personal information to third parties.

Your Rights and Choices

You have the right to:

  • Access your personal information
  • Correct inaccurate information
  • Request deletion of your information
  • Opt-out of marketing communications
  • Disable cookies through your browser settings

To exercise these rights, contact us through the contact form.

California Privacy Rights

California residents have additional rights under the CCPA, including:

  • Right to know what personal information we collect
  • Right to delete personal information
  • Right to opt-out of the sale of personal information
  • Right to non-discrimination for exercising these rights

Security

We implement appropriate security measures to protect your information. However, no internet transmission is completely secure.

Children’s Privacy

Our services are not directed to children under 13. We do not knowingly collect information from children under 13.


Terms of Service

Agreement to Terms

By using our services, you agree to these Terms of Service. If you disagree with these terms, please do not use our services.

Use of Services

You agree to:

  • Provide accurate information
  • Maintain the security of your account
  • Use our services legally and responsibly
  • Not violate others’ rights
  • Not attempt to breach our systems

Intellectual Property

All content on our services is owned by or licensed to z3media, LLC and protected by copyright and other intellectual property laws.

Disclaimer of Warranties

Our services are provided “as is” without warranties of any kind, either express or implied.

Limitation of Liability

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

Dispute Resolution

Any disputes will be resolved through binding arbitration conducted under the American Arbitration Association rules. You waive the right to participate in class actions.

Changes to Terms

We may modify these terms at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

Contact Information

z3media, LLC dba Poor Man’s Guide. Contact us through the contact form.

Governing Law

These terms are governed by the laws of [CA], without regard to conflicts of law principles.